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Shopping
online without a Credit Card......
Many
people can't get credit cards - and some people don't want a credit
card because of the risk of building up debt thay can't repay.
A Prepaid Debit card is an alternative to a credit card - and they
can be used for online shopping in the same way as any Visa or Mastercard
credit card.
Prepaid Cards Available in Ireland
Moneybookers
– prepaid Mastercard
€10 annual fee Usage Fees – Nil Top Up charges : – Free if done
by laser or bank transfer But a 1.9% fee for top ups from a credit
card . No inactivity charges
O2
Money – Prepaid Visa
Initial Fee €4.99 Loading fees range from 80c to €2.55 when done
via your bank or from 99c to €2.99 max when topped up in store Usage
Fees – None Inactivity Fee – after no usage for 15 months : €1.50
per month
Swirl
Prepaid Mastercard
€5.95 purchase Loading fees : Under €350 = €2.99 ; Over €350 = €3.99
Usage charge – when purchasing online or in shops = 2.95% (min 75c,
Max €2.95) Inactivity Fee = €3.50 a month after 2 months of no usage.
Payzone
- Prepaid Mastercard
Purchase = €6 Loading fees €3.50 for Under €350 and €5.95 for more
than €350 Usage charge – 2.95% of purchase price Inactivity Charge
= €3.50 per month after 3 months
Paypal is another alternative method of payment - but not all online
shops will accept Paypal. We have drawn up a useful List
of Sites that Accept Paypal and Deliver to Ireland
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